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A credit card is not the same as a debit card. Under credit card, every time you purchase or transfer the balance from other card, you are actually borrowing the money. Credit cards are creating huge issues in the lives of most of the people. But, at the same time, it is also proving beneficial for many. A proper usage of the credit card can generate a lot of advantages for the customers. But, using a credit card unwisely can end you up in between a lot of troubles. Let's take a look at the advantages and disadvantages of credit cards.